BUYER BANK/NBFC
Receives loan details from Seller
Performs due diligence (often sampling)
Purchases book, ingests data into LMS
Exports monthly LMS data for reconciliation
Challenges:
Manual checks, time/resource gaps, revenue leakage
Middleware
Reconciles LMS data between Buyer & Seller
Ingests and matches LMS extracts
Reduces manual effort and revenue leakage
Facilitates discovery between buyers & sellers
SELLER BANK/NBFC
Carves out loan books and shares with buyers
Continues servicing and collections post-sale
Sends monthly reports to buyers from LMS
Reconciles buyer demand notes manually
Challenges:
Unpredictable revenue, divergent buyer demands
Key Benefits
How Catalyst transforms loan portfolio transactions
Automated Reconciliation
Eliminate manual reconciliation processes with automated LMS data matching
Revenue Protection
Prevent revenue leakage through accurate data reconciliation and reporting
Real-time Analytics
Get instant insights into portfolio performance and reconciliation status